Cargo Insurance for International Shipments from India

Carrier liability for lost or damaged cargo is limited by law and contract. For shipments from India, cargo insurance gives you real coverage for theft, damage, or loss — and peace of mind when goods are in transit by air or sea.

Why carrier liability is not enough

Airlines and shipping lines limit their liability (e.g. per kilogram or per package). If your goods are worth more than that limit, you bear the shortfall unless you have your own insurance. Cargo insurance covers the full declared value and can include additional risks such as non-delivery, theft, and certain perils of the sea or air.

What cargo insurance typically covers

• All-risk or named perils: The former covers a broad range of physical loss or damage; the latter covers only specified events (e.g. fire, collision, jettison).
• Transit period: From warehouse at origin to warehouse at destination, including loading, unloading, and storage in between.
• Declared value: Insure for the value of the goods (e.g. invoice value plus freight and a margin) so you can recover adequately if something goes wrong.

Choosing coverage and filing claims

Declare the correct value and describe the goods accurately. Exclusions (e.g. improper packaging, inherent vice) can void or limit claims. In the event of damage or loss, notify the carrier and the insurer promptly, preserve evidence, and get a survey report where required. Your freight forwarder can often arrange cargo insurance or connect you with a provider and help with documentation for claims.

How Globe Hauler can help

We can advise on when cargo insurance makes sense for your shipment and help you arrange coverage that matches your risk and value. For high-value or sensitive consignments, insuring from door to door is a small cost compared to the protection it provides.